The city of Howrah is considered to be Kolkata?s twin. It is an industrial city situated in the eastern Indian state of West Bengal. The Hooghly River acts as a divider between Howrah and the state capital Kolkata. Thus, this city lies on the banks of the Hooghly River and hosts the administrative headquarters of Howrah district. There are four famous bridges in Howrah that connects it to Kolkata. Among these, the Howrah bridge is a popular landmark. The city has a long history and rich culture tied with that of Kolkata. The economy of the city is chiefly dependent on agriculture and manufacturing industries. Crops such as paddy, oilseeds, pulses, potato and vegetables are grown as well as traded. The Howrah railway station has remarkable connectivity. The busiest railway station in the state, it not only connects the capital city of Kolkata to all its suburbs and neighboring cities but also connects it to the rest of the country through the Eastern and South-eastern Railways. Howrah houses educational institutions and universities like Bengal Engineering and Science University (BESU) and Ramakrishna Mission Vidyamandira. Tourists who visit Kolkata enjoy a stroll in the Indian Botanical Garden at Howrah which houses the largest Banyan Tree in the world. The Rail Museum located near the Howrah Railway station is an enjoyable experience for children. The Belur Math Ramakrishna Mission is a scenic spot that attracts tourists as well as devotees.
The Federal Bank Limited based in Kochi, Kerala is a major private sector commercial bank. The Federal Bank had 1252 branches and 1680 ATMs across the country, as on 31 March 2016. The Pattamukkil Varattisseril Brothers gathered together to discuss the necessary steps to be taken to form a bank, on 7th April 1931 at Pattamukkil Varattisseril Tharavad. Among the founders of the bank are Pattamukkil Varattisseril Oommen Geevarghese, and his brothers Oommen Kurian, Oommen George Oommen Chacko. The Oommen Chacko was the managing director, and the Oommen Geevarghese was the founder chairman. The limitation of interest by the Travancore Debt Relief Act, 1941 and The Travancore Agriculturists Relief Act, 1939, greatly influenced the smooth functioning of the bank. On 2 December 1949, the bank was named Federal Bank Limited, after the completion of formalities of Banking Regulation Act, 1949. The Federal Bank introduced FedBook, the first electronic passbook in August 2013. The FedBook is a mobile application using which customers can check their passbook details. Federal Bank and SBI Card launched Federal Bank-SBI two co-branded Visa credit cards, namely Platinum and Gold N More in May 2015. In July 2015, an automated chat facility was introduced by the Federal Bank. Federal Bank launched Indias first Mobile App for Bank Account Opening in August 2015, creating history. As an upgrade to FedBook, e-Passbook App was launched by the bank as a unique facility of mobile-based bank opening. Anyone having an Aadhaar Card and PAN Card, can open a Savings Bank Account and get their Account Number instantly using a mobile from anywhere through the new avatar of Fedbook. In August 2016, Lotza, the Unified Payment Interface app was launched by the Federal Bank.