Gwalior is a city in the Indian state of Madhya Pradesh. It is also the largest city in the state. It is rapidly developing into a smart city. The city is the administrative headquarter of the Gwalior District, divided into 60 wards for administrative purposes. One of the main concerns of this city is its pollution levels as it has the highest levels of air pollution among all Indian cities. The economy of Gwalior is boosted by trade, market hubs and agriculture. Wheat, jowar, paddy, and pulses are the chief crops cultivated in the area. There are many sandstone quarries in and around the city. Three major industrial areas in the vicinity of the city add to the citys economic growth. The industrial belts at Sitholi, Banmore and Malanpur mainly focus on dairy, chemical and textiles. The city is known for educational institutes like the Indian Institute of Tourism and Travel Management and the ITM University. Gwalior serves as the tourism capital of Madhya Pradesh. The dramatic and dominant Gwalior Fort located atop a hill is the main attraction of this city. People from all over the country visit Gwalior to explore this beautiful fort as well as for other attractions like the Scindia museum, Saas-bahu temple, Gwalior temple, Jaivilas Mahal, Man Singh Palace, Madhav national park, Jain Rock Sculptures, etc. Gwalior is famous for its old marketplaces. The Maharaj Bada, Ghas Mandi, Loha Mandi and Hazira are centuries old marketplaces with ancient buildings displaying different styles of architecture that still remain in the city, contrasting the modern shopping malls that have recently come up.
The Federal Bank Limited based in Kochi, Kerala is a major private sector commercial bank. The Federal Bank had 1252 branches and 1680 ATMs across the country, as on 31 March 2016. The Pattamukkil Varattisseril Brothers gathered together to discuss the necessary steps to be taken to form a bank, on 7th April 1931 at Pattamukkil Varattisseril Tharavad. Among the founders of the bank are Pattamukkil Varattisseril Oommen Geevarghese, and his brothers Oommen Kurian, Oommen George Oommen Chacko. The Oommen Chacko was the managing director, and the Oommen Geevarghese was the founder chairman. The limitation of interest by the Travancore Debt Relief Act, 1941 and The Travancore Agriculturists Relief Act, 1939, greatly influenced the smooth functioning of the bank. On 2 December 1949, the bank was named Federal Bank Limited, after the completion of formalities of Banking Regulation Act, 1949. The Federal Bank introduced FedBook, the first electronic passbook in August 2013. The FedBook is a mobile application using which customers can check their passbook details. Federal Bank and SBI Card launched Federal Bank-SBI two co-branded Visa credit cards, namely Platinum and Gold N More in May 2015. In July 2015, an automated chat facility was introduced by the Federal Bank. Federal Bank launched Indias first Mobile App for Bank Account Opening in August 2015, creating history. As an upgrade to FedBook, e-Passbook App was launched by the bank as a unique facility of mobile-based bank opening. Anyone having an Aadhaar Card and PAN Card, can open a Savings Bank Account and get their Account Number instantly using a mobile from anywhere through the new avatar of Fedbook. In August 2016, Lotza, the Unified Payment Interface app was launched by the Federal Bank.