Ghaziabad is a large and developing city in the Indian state of Uttar Pradesh. This city comes under the National Capital Region (NCR). Ghaziabad is often referred to as the Gateway to the state of Uttar Pradesh because of its proximity to New Delhi. This fast-growing city has a population of more than 2 million. The city was founded in 1740 by Wazir Ghazi-ud-din. He named it ?Ghaziuddinnagar? after himself. A large area in Ghaziabad, especially the banks of the Hindon river, used to be a picnic spot for the royal family during the Mughal period. The city has two divisions that are separated by the Hindon River: the Trans-Hindon region on the west and the Cis-Hindon region on the east. It has turned into a major industrial and commercial hub of western Uttar Pradesh. The industrial growth in Ghaziabad took off soon after independence when a number of steel manufacturing units opened in the area. Electronics industry followed and a lot more major industrial houses set up their manufacturing units in Ghaziabad.
The Federal Bank Limited based in Kochi, Kerala is a major private sector commercial bank. The Federal Bank had 1252 branches and 1680 ATMs across the country, as on 31 March 2016. The Pattamukkil Varattisseril Brothers gathered together to discuss the necessary steps to be taken to form a bank, on 7th April 1931 at Pattamukkil Varattisseril Tharavad. Among the founders of the bank are Pattamukkil Varattisseril Oommen Geevarghese, and his brothers Oommen Kurian, Oommen George Oommen Chacko. The Oommen Chacko was the managing director, and the Oommen Geevarghese was the founder chairman. The limitation of interest by the Travancore Debt Relief Act, 1941 and The Travancore Agriculturists Relief Act, 1939, greatly influenced the smooth functioning of the bank. On 2 December 1949, the bank was named Federal Bank Limited, after the completion of formalities of Banking Regulation Act, 1949. The Federal Bank introduced FedBook, the first electronic passbook in August 2013. The FedBook is a mobile application using which customers can check their passbook details. Federal Bank and SBI Card launched Federal Bank-SBI two co-branded Visa credit cards, namely Platinum and Gold N More in May 2015. In July 2015, an automated chat facility was introduced by the Federal Bank. Federal Bank launched Indias first Mobile App for Bank Account Opening in August 2015, creating history. As an upgrade to FedBook, e-Passbook App was launched by the bank as a unique facility of mobile-based bank opening. Anyone having an Aadhaar Card and PAN Card, can open a Savings Bank Account and get their Account Number instantly using a mobile from anywhere through the new avatar of Fedbook. In August 2016, Lotza, the Unified Payment Interface app was launched by the Federal Bank.