Darbhanga is situated in the Indian state of Bihar. It is a municipal corporation, as well as the administrative headquarter, for the Darbhanga district and the Darbhanga division. It is considered to be the cultural hub of the Mithila region. Historically, Darbhanga was the seat of the Raj Darbhanga as well as the capital region of ancient Mithila. The city hosts nearly three lakh people and experiences a humid climate. The city is known for its educational institutes like the prestigious Darbhanga Medical College and Hospital, Womens Institute of Technology, Darbhanga College of Engineering, Kameshwar Singh Darbhanga Sanskrit University, etc. The city is well connected to all other important regions in the vicinity through roads and railway. Darbhanga Junction is one of the oldest railway stations of Bihar and has a massive network. It is one of the highest earning railway junctions in the eastern zone. The airport at Darbhanga was earlier a military base but is scheduled to operate commercial flights in 2019.
The Federal Bank Limited based in Kochi, Kerala is a major private sector commercial bank. The Federal Bank had 1252 branches and 1680 ATMs across the country, as on 31 March 2016. The Pattamukkil Varattisseril Brothers gathered together to discuss the necessary steps to be taken to form a bank, on 7th April 1931 at Pattamukkil Varattisseril Tharavad. Among the founders of the bank are Pattamukkil Varattisseril Oommen Geevarghese, and his brothers Oommen Kurian, Oommen George Oommen Chacko. The Oommen Chacko was the managing director, and the Oommen Geevarghese was the founder chairman. The limitation of interest by the Travancore Debt Relief Act, 1941 and The Travancore Agriculturists Relief Act, 1939, greatly influenced the smooth functioning of the bank. On 2 December 1949, the bank was named Federal Bank Limited, after the completion of formalities of Banking Regulation Act, 1949. The Federal Bank introduced FedBook, the first electronic passbook in August 2013. The FedBook is a mobile application using which customers can check their passbook details. Federal Bank and SBI Card launched Federal Bank-SBI two co-branded Visa credit cards, namely Platinum and Gold N More in May 2015. In July 2015, an automated chat facility was introduced by the Federal Bank. Federal Bank launched Indias first Mobile App for Bank Account Opening in August 2015, creating history. As an upgrade to FedBook, e-Passbook App was launched by the bank as a unique facility of mobile-based bank opening. Anyone having an Aadhaar Card and PAN Card, can open a Savings Bank Account and get their Account Number instantly using a mobile from anywhere through the new avatar of Fedbook. In August 2016, Lotza, the Unified Payment Interface app was launched by the Federal Bank.