The ancient city of Gaya in the Indian state of Bihar has great historical and mythological significance. It is located on the banks of the Phalgu River and is considered to be a place sanctified by the Hindu, Jain and Buddhist religions. Gaya is surrounded by small rocky hills on three sides and the river on the fourth side. The city displays a harmonious mix of natural surroundings, ancient buildings, greenery and narrow by-lanes. Gaya has been mentioned in the great Hindu epics of Ramayana and Mahabharata. Rama, Sita and Lakshmana had visited Gaya to offer "pind-daan" after their father Dasharaths death. The place appears as Gayapuri in the Mahabharata. Gaya has many household industries like incense sticks, stone crafting, power looms as well as local sweets like tilkut and lai. There are some small-scale manufacturing industries for packaging, plastic products, scrap and handlooms. Gaya is an important center for religious tourism. Hence, there are numerous affordable Hotels and other accommodations which contribute to the citys economy. Gaya boasts of a bright educational history. Pristine institutions such as the Magadh University, the Gaya College, the Gaya Engineering College support the education of the youth. A branch of the Indian Institute of Management (IIM) Bodhgaya has also been recently established in Gaya.
Muthoot Finance Ltd. is known as one the large gold financing company in the world. The company also offers other services a part from gold financing such as , money transfers, wealth management services,foreign exchange , travel and tourism and selling of gold coins at branches of Muthoot Finance Ltd. The headquarters of the company is located in Kerala, India, and it operates over 4,400 branches across India. Overseas, It has established its office in the UK, the US, and the UAE. The stocks of the company are listed on the Bombay Stock Exchange (BSE) and National Stock Exchange, while the company comes under the brand umbrella of the Muthoot Group. The target market of Muthoot Finance consists of small businesses, SME business owners, vendors, farmers, traders, and salaried individuals. In 1939, M George Muthoot founded Muthoot Finance. The Reserve Bank of India has licensed Moothot Finance company under Companies act of 1956 to operate as NBFC without taking public deposits, and it is liberated from Money Lenders Acts provisions in Karnataka and other states. The gold loan business of the company constitutes more than 99% of its total revenue.