saharsa is located in the Saharsa district of Bihar, near the banks of the Kosi River. The city functions as the administrative headquarter of the Saharsa district in the Mithila region of the state. It is also the capital and divisional headquarter of the Kosi Division that includes three districts. The name Saharsa is believed to have a reference to the Sahars Assembly Constituency, that consists of this city and its neighboring areas. The name originates from saharsha which means laden with joy in Sanskrit. Many residents of Saharsa speak in Maithili. Hindi and Urdu are also widely understood and spoken. The Bagmati and Kosi rivers, along with their tributaries ensure that the area is rich in the alluvial soil which supports cultivation. The main food crop grown here is paddy and the main cash crop is makhana. Bamboo and Teak trees are also largely grown, apart from mango, litchi, mustard, corn, wheat and sugarcane. There are many reputed educational institutes in Saharsa and it has a good network of roads and railway that connect the city to all the nearby areas.
IDBI Bank was established to provide credit and other financial facilities for the development of the fledgling Indian industry, in 1964. The Government of India owns it. It is a nationalized bank treated on par with State Bank of India (SBI) and other nationalized banks as per the notification dated 26th February 2013 by the finance ministry. At present,77% stake in IDBI Bank is holding by the government. In the current fiscal of 2017-18, the bank made a loss of Rs.853 crore compared to a profit of Rs.241 crore earned during the last fiscal year. It currently has 3,817 ATMs, 1,995 branches, including one overseas office in Dubai. On June 29, 2018, Life Insurance Corporation of India (LIC) has got a technical go-ahead from IRDAI to increase stake in IDBI Bank up to 51%. The RBI formed a committee which recommended the development financial institution (IDBI) to diversify its activity and harmonize the role of development financing and banking activities by getting away from the conventional distinction between commercial banking and developmental banking. The bank had 16,555 employees, out of which 197 were employees with disabilities, as on 31st March.