Gwalior is a city in the Indian state of Madhya Pradesh. It is also the largest city in the state. It is rapidly developing into a smart city. The city is the administrative headquarter of the Gwalior District, divided into 60 wards for administrative purposes. One of the main concerns of this city is its pollution levels as it has the highest levels of air pollution among all Indian cities. The economy of Gwalior is boosted by trade, market hubs and agriculture. Wheat, jowar, paddy, and pulses are the chief crops cultivated in the area. There are many sandstone quarries in and around the city. Three major industrial areas in the vicinity of the city add to the citys economic growth. The industrial belts at Sitholi, Banmore and Malanpur mainly focus on dairy, chemical and textiles. The city is known for educational institutes like the Indian Institute of Tourism and Travel Management and the ITM University. Gwalior serves as the tourism capital of Madhya Pradesh. The dramatic and dominant Gwalior Fort located atop a hill is the main attraction of this city. People from all over the country visit Gwalior to explore this beautiful fort as well as for other attractions like the Scindia museum, Saas-bahu temple, Gwalior temple, Jaivilas Mahal, Man Singh Palace, Madhav national park, Jain Rock Sculptures, etc. Gwalior is famous for its old marketplaces. The Maharaj Bada, Ghas Mandi, Loha Mandi and Hazira are centuries old marketplaces with ancient buildings displaying different styles of architecture that still remain in the city, contrasting the modern shopping malls that have recently come up.
IDBI Bank was established to provide credit and other financial facilities for the development of the fledgling Indian industry, in 1964. The Government of India owns it. It is a nationalized bank treated on par with State Bank of India (SBI) and other nationalized banks as per the notification dated 26th February 2013 by the finance ministry. At present,77% stake in IDBI Bank is holding by the government. In the current fiscal of 2017-18, the bank made a loss of Rs.853 crore compared to a profit of Rs.241 crore earned during the last fiscal year. It currently has 3,817 ATMs, 1,995 branches, including one overseas office in Dubai. On June 29, 2018, Life Insurance Corporation of India (LIC) has got a technical go-ahead from IRDAI to increase stake in IDBI Bank up to 51%. The RBI formed a committee which recommended the development financial institution (IDBI) to diversify its activity and harmonize the role of development financing and banking activities by getting away from the conventional distinction between commercial banking and developmental banking. The bank had 16,555 employees, out of which 197 were employees with disabilities, as on 31st March.