Orai is located in the Jalaun district of Uttar Pradesh. This city functions as the district headquarters of the Jalaun district in the Jhansi division of the state. The NH-27 passes through Orai, which is midway between Jhansi and Kanpur. Orai is believed to have been named after a saint - Rishi Uddalak who is worshipped in the area. Orai was ruled by the Rajputs, the Chandels, the Mughals, the Marathas and many other regional rulers. Orai became a scene of much violence during the Great Revolt of 1857. The residents of the area who were in the 53rd Native Infantry deserted their officers and rebelled against them as soon as they came to know of the rising in Kanpur. Orai witnessed major changes after 1990 when industries were introduced to the area. HUL, Sun India Pharmacy and several other companies opened their units in and around Orai. The city was further developed as schools and colleges were established, roads were built and the infrastructure was improved. A predominantly dry area, Orai is watered by the Bethwa Canal that supports the production of grain, oil-seeds, cotton and ghee which are exported. The city has more than 2 lakh residents and they speak in Hindi.
The Vijaya Bank was founded by a group of farmers under the leadership of A. B. Shetty on 23 October 1931, in Mangaluru, Dakshina Kannada District of Karnataka State. It was named Vijaya Bank since it was found on the auspicious Vijayadashami Day. During the economic chaos created out of the Great Depression of 192730, Shetty approached some eminent personalities to start a bank with the aim of providing credit facilities at a lower rate of interest to the farmers for cultivating their lands and preventing them from falling in the grasp of money lenders. On 23 October 1931, Mr.Shetty involved 14 leaders and established Vijaya Bank. The bank had an authorized capital of ?Five lakh and an issued capital of ?Two lakh in the beginning. Being a retail bank, its topline growth has come from the retail segments. Retail advances of the bank constitute 30% of the gross credit. The Bank has been actively working with the agenda of financial inclusion. The bank has been started with the objective of financial empowerment and providing banking services to the rural masses. The Vijaya bank has also opened Basic Savings Bank Accounts under Pradhan Mantri Jan Dhan Yojana and provided Rupay debit cards to all the account holders. The bank participated in promoting social security schemes such as Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, and Atal Pension Yojana.