Bardhaman is a city in the Indian state of West Bengal. It is also known by its anglicized name Burdwan. It functions as the headquarters of the Purba Bardhaman district. Bardhaman used to be the district capital during the British era. The city experiences a hot and humid climate and hosts around 4 lakh residents. It is connected to the neighboring cities of Kolkata on one side and Durgapur on the other via the Durgapur Express Highway (NH2). There are quite a few places worth visiting in and around the city. The Shrine of Sarvamangala is believed to be a holy spot that is built upon Goddess Satis umbilicus. The Curzon Gate was built when Lord Curzon had visited the city for the first time. The Shiva Temple At Nawab Hat has 108 temples dedicated to the great Lord. Bengal being a major educational hub in the country has many prestigious educational institutions in each city. The University of Burdwan is one of the most prestigious universities in the state. Burdwan Medical College, Burdwan Raj College and Vivekananda Mahavidyalaya, Burdwan are of great repute. Many residents of Burdwan travel to the nearby cities for work. A good number of the population is employed in various government offices within the city. Agriculture is another major contributor to the citys economy as Bardhaman is known for its rich and fertile soil.
The Vijaya Bank was founded by a group of farmers under the leadership of A. B. Shetty on 23 October 1931, in Mangaluru, Dakshina Kannada District of Karnataka State. It was named Vijaya Bank since it was found on the auspicious Vijayadashami Day. During the economic chaos created out of the Great Depression of 192730, Shetty approached some eminent personalities to start a bank with the aim of providing credit facilities at a lower rate of interest to the farmers for cultivating their lands and preventing them from falling in the grasp of money lenders. On 23 October 1931, Mr.Shetty involved 14 leaders and established Vijaya Bank. The bank had an authorized capital of ?Five lakh and an issued capital of ?Two lakh in the beginning. Being a retail bank, its topline growth has come from the retail segments. Retail advances of the bank constitute 30% of the gross credit. The Bank has been actively working with the agenda of financial inclusion. The bank has been started with the objective of financial empowerment and providing banking services to the rural masses. The Vijaya bank has also opened Basic Savings Bank Accounts under Pradhan Mantri Jan Dhan Yojana and provided Rupay debit cards to all the account holders. The bank participated in promoting social security schemes such as Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, and Atal Pension Yojana.