Kanpur is an Indian city in the state of Uttar Pradesh. It was earlier known as "Cawnpore." It closely follows the state capital Lucknow in terms of area and population. The city is of utmost religious, historical and commercial importance. Kanpur stands on the banks of the eternal Ganga and is considered to be one of the major industrial centers of India. This industrial town excels in basic metal, chemicals and rubber products. Kanpur has a bunch of defense factories for Field guns, ordnance equipment, small arms and ordnance parachutes. The leather industry in Kanpur is also quite famous. Kanpur previously had a huge yield of cotton and was often called the "Manchester of India." Besides being the most industrialized region of UP, Kanpur is also recognized as an important educational center. The city hosts prestigious institutions like IIT Kanpur and Harcourt Butler Technological Institute. Moreover, Kanpur is closely following Kota and has recently become a hub of coaching center. Innumerable coaching institutes have sprouted in the Kakadeo area of Kanpur. The infrastructural facilities in Kanpur are under development. The city has a domestic airport, but people need to travel to the neighboring city of Lucknow for international flights. Kanpur Central is an important and busy railway station with rail routes connecting to all major Indian cities. The local roads in Kanpur are not well appreciated although many highways pass through the city. A peripheral Outer Ring Road is under-construction to allow the heavy vehicles to bypass the city and prevent traffic congestion in the city. Kanpur is famous for its pollution. According to WHO, it is the worlds most polluted city and thus hinders the development of the city.
Under the Companies Act of 1913, South Indian Bank was registered as a Private Limited Company and started operations on 29th January 1929 at Round South, Thrissur. South Indian Bank Limited is based at Thrissur in Kerala, India. It has 852 branches, four service branches,56 extension counters, and 20 Regional Offices spread across the states and union territories of India. Under Financial Inclusion till date, the bank has covered more than 100 villages and 15 urban centers and opened more than ten exclusive FLC Centres in the bank premises, which spreads across the states of Kerala, Andhra Pradesh, Tamil Nadu, and Chhattisgarh. SIB has appointed direct Business Correspondents in the allocated rural areas under the supervision of a team of officers in the FIP Cell - Head Office. Recently "KIOSK Banking Model" is introduced by the bank as Financial Inclusion Initiative in collaboration with Akshaya e-centres in Kerala state through the software service provider - M/s Tata Consultancy services. The kiosk is a kind of banking model for people who are living in areas where banking facilities are not available so that they can avail necessary banking facilities from a nearby service center or Business Correspondent Office without visiting a regular bank branch. Basic banking needs of the public like the opening of an account, deposit and withdrawal of cash, etc. can be availed from these common service center/BC Office.