Ghaziabad is a large and developing city in the Indian state of Uttar Pradesh. This city comes under the National Capital Region (NCR). Ghaziabad is often referred to as the Gateway to the state of Uttar Pradesh because of its proximity to New Delhi. This fast-growing city has a population of more than 2 million. The city was founded in 1740 by Wazir Ghazi-ud-din. He named it ?Ghaziuddinnagar? after himself. A large area in Ghaziabad, especially the banks of the Hindon river, used to be a picnic spot for the royal family during the Mughal period. The city has two divisions that are separated by the Hindon River: the Trans-Hindon region on the west and the Cis-Hindon region on the east. It has turned into a major industrial and commercial hub of western Uttar Pradesh. The industrial growth in Ghaziabad took off soon after independence when a number of steel manufacturing units opened in the area. Electronics industry followed and a lot more major industrial houses set up their manufacturing units in Ghaziabad.
Under the Companies Act of 1913, South Indian Bank was registered as a Private Limited Company and started operations on 29th January 1929 at Round South, Thrissur. South Indian Bank Limited is based at Thrissur in Kerala, India. It has 852 branches, four service branches,56 extension counters, and 20 Regional Offices spread across the states and union territories of India. Under Financial Inclusion till date, the bank has covered more than 100 villages and 15 urban centers and opened more than ten exclusive FLC Centres in the bank premises, which spreads across the states of Kerala, Andhra Pradesh, Tamil Nadu, and Chhattisgarh. SIB has appointed direct Business Correspondents in the allocated rural areas under the supervision of a team of officers in the FIP Cell - Head Office. Recently "KIOSK Banking Model" is introduced by the bank as Financial Inclusion Initiative in collaboration with Akshaya e-centres in Kerala state through the software service provider - M/s Tata Consultancy services. The kiosk is a kind of banking model for people who are living in areas where banking facilities are not available so that they can avail necessary banking facilities from a nearby service center or Business Correspondent Office without visiting a regular bank branch. Basic banking needs of the public like the opening of an account, deposit and withdrawal of cash, etc. can be availed from these common service center/BC Office.