Ludhiana is the largest city in the north Indian state of Punjab. It is one of the richest cities in our country. The city is known to be a textile manufacturing hub in the north. It has a lot of large, medium and small scale manufacturing units. Ludhiana is also known for its industrial units. These units mostly produce and supply for bicycle and auto parts. The city is centrally located in the middle of the state. It provides a lot of employment opportunities to people from the state as well as across the country. Ludhiana also has substantial agricultural lands in the outskirts of the city that require a lot of manpower supplied by various parts of India. Ludhiana has been on a consistent upward trajectory due to its industries and it is rumored that Ludhiana has the largest number of imported luxury vehicles in the whole nation. The central city is densely populated with many markets and small trading units. On the education front, this city is home to the largest agricultural university in the continent called the Punjab Agricultural University. Besides this, there are some old and modern colleges such as Christian Medical College, Sri Aurobindo College of Commerce and Management, University Business School, etc. There are a few places in Ludhiana that attract visitors. Phillaur Fort, Maharaja Ranjit Singh war museum, Gurudwara Nanaksar Jagroan, Nehru Rose Garden, etc. are of great tourist interest. Ludhiana is soon becoming a hub of real estate since plenty of commercial and residential projects are coming up in the city, opening up multiple new job avenues.
PNB was found in 1894 and registered under the Company Act on 19th May with its office in Lahore before partition. Presently the head office is in New Delhi, India. The bank had over 80 million customers, 6,900 branches across India. Overseas, PNB has a banking subsidiary in the UK, Kowloon, Hong Kong, Dubai, and Kabul. It was established with the primary objective of strengthening the economic development in the country. The representative offices of PNB are in Dubai, Sydney, Almaty, Oslo, and Shanghai. The bank started its operations on 12th April 1895. The founding members of PNB consist of many leaders from the Swadeshi movement. Mr.Lala Lajpat Rai was actively involved with the management of bank in its initial years of formation. The PNB was the first national bank to began and survive with the national capital. It had the privilege of maintaining accounts of prominent leaders such as Lal Bahadur Shastri, Mahatma Gandhi, Indira Gandhi and JL Nehru. The first branch of PNB outside Lahore was started in 1900. In 1969, the government nationalized it.