saharsa is located in the Saharsa district of Bihar, near the banks of the Kosi River. The city functions as the administrative headquarter of the Saharsa district in the Mithila region of the state. It is also the capital and divisional headquarter of the Kosi Division that includes three districts. The name Saharsa is believed to have a reference to the Sahars Assembly Constituency, that consists of this city and its neighboring areas. The name originates from saharsha which means laden with joy in Sanskrit. Many residents of Saharsa speak in Maithili. Hindi and Urdu are also widely understood and spoken. The Bagmati and Kosi rivers, along with their tributaries ensure that the area is rich in the alluvial soil which supports cultivation. The main food crop grown here is paddy and the main cash crop is makhana. Bamboo and Teak trees are also largely grown, apart from mango, litchi, mustard, corn, wheat and sugarcane. There are many reputed educational institutes in Saharsa and it has a good network of roads and railway that connect the city to all the nearby areas.
In 1943, Rai Bahadur Lala Sohan Lal Ji, the first Chairman of OBC, founded it in Lahore. Within four years of its existence, the Oriental Bank of Commerce had to face Partition between India and Pakistan. The bank had to shut its branches in the newly formed Pakistan and move its registered office to Amritsar. The period of 1970-76 had been the most challenging phase in the history of the Bank. The OBC merged with Global Trust Bank (GTB) on 14 August 2004. The acquisition brought 103 branches with it, which increased OBCs branch number total to 1092. The bank presents a wide range of banking products and financial services such as deposit accounts, credit cards with a tie-up with SBI, Insurance products, ATMs, loans, debit cards, Internet banking, Self-banking halls, call center, mobile banking, etc. The Bank has introduced another peoples participation in the planning process at grass root level fundamentally to tackle the maladies of poverty. The Grameen Projects venture aimed to alleviate poverty while identifying the reasons responsible for the failure or success. The OBC has already introduced a GRAMEEN PROJECT in Dehradun District (UK) and Hanumangarh District in Rajasthan.