The city of Howrah is considered to be Kolkata?s twin. It is an industrial city situated in the eastern Indian state of West Bengal. The Hooghly River acts as a divider between Howrah and the state capital Kolkata. Thus, this city lies on the banks of the Hooghly River and hosts the administrative headquarters of Howrah district. There are four famous bridges in Howrah that connects it to Kolkata. Among these, the Howrah bridge is a popular landmark. The city has a long history and rich culture tied with that of Kolkata. The economy of the city is chiefly dependent on agriculture and manufacturing industries. Crops such as paddy, oilseeds, pulses, potato and vegetables are grown as well as traded. The Howrah railway station has remarkable connectivity. The busiest railway station in the state, it not only connects the capital city of Kolkata to all its suburbs and neighboring cities but also connects it to the rest of the country through the Eastern and South-eastern Railways. Howrah houses educational institutions and universities like Bengal Engineering and Science University (BESU) and Ramakrishna Mission Vidyamandira. Tourists who visit Kolkata enjoy a stroll in the Indian Botanical Garden at Howrah which houses the largest Banyan Tree in the world. The Rail Museum located near the Howrah Railway station is an enjoyable experience for children. The Belur Math Ramakrishna Mission is a scenic spot that attracts tourists as well as devotees.
Jammu Kashmir Bank is a private sector State-owned bank established on 1 October 1938. The bank offers banking and financial products and services to its customers and is headquartered in Srinagar, Jammu&Kashmir, India. It has been designated as the RBIs agent for all the banking related businesses, making it the first bank of its kind. It has a total strength of around 9400 employees and a network of about 840 computerized bank branches and over 1005 ATMs across India. A branch specific code is the Indian Financial System Code assigned to every office. This code is required for making electronic transfers. The banks IFSC code for Azadpur branch, New Delhi is JAKA0AZDPUR whereas the IFSC code for Greater Kailash branch, New Delhi is JAKA0GKLASH. Any savings account opened with the bank will attract an interest-earning which is paid to the customer every six months calculated from the balance in the account. The rate of interest is 4% per annum.The bank offers a range of services through internet banking to its customers to enjoy the facility of online banking from their comfort zone. Some of the facilities are: Tax payment, Inquiry of account balance, Cheque and draft issuance, Account statement generation, Fund transfer facility, Knowing the account balance, Payment of utility bills