Motihari is located in the East Champaran district of Bihar. It falls under the Tirhut Division of the state and functions as the headquarter of its district. The place is quite near to the country border between India and Nepal as well as India and Bangladesh. Motihari is known for its wonderful scenic beauty. The picturesque Motijheel Lake is of stunning beauty and it divides the town into two parts. The Gandhi Sangrahalaya in Motihari is known for its collection of relics and photographs of the Satyagraha at Champaran. The Gandhian Memorial Pillar at Motihari is another famous landmark of Motihari. The city has more than 1 lakh residents who mainly speak in Hindi and Bhojpuri.
In 1964 the head office of Indian Overseas Bank was inaugurated at Mount Road. The Indian Overseas Bank has been the first public sector bank to introduce mobile banking services using Wireless Application Protocol(WAP). On 29 August 2003, the Indian Overseas Bank has opened an extension counter at Bambalapitiya, Ceylon. In 2005, the IOB began a representative office in Guangzhou; China followed which the bank opened another representative office in Kuala Lumpur and Dubai, UAE. In 2007 The bank took over Bharat Overseas Bank. After three years, Malaysia granted a commercial banking license to a local bank jointly owned by Bank Of Baroda, Indian Overseas Bank, and the Andhra Bank. The new bank named, India International Bank (IIB Malaysia), began its operations in 2012 in Kuala Lumpur and had a large population of Indians. The Andhra Bank has a 25% stake in its joint-venture, BOB owns 40%, and remaining 35% is with IOB. On 31 August 2013, the Indian Overseas Bank has incorporated an offshore banking unit in Colombo, Sri Lanka. The bank also converted its existing Extension Counter at Ceylon into a full-fledged branch. In 2014-15, the IOB bank has crossed the target of 3000 ATMs as on 2014.IOB also launched m passbook app as a new mobile banking initiative.