Kanpur is an Indian city in the state of Uttar Pradesh. It was earlier known as "Cawnpore." It closely follows the state capital Lucknow in terms of area and population. The city is of utmost religious, historical and commercial importance. Kanpur stands on the banks of the eternal Ganga and is considered to be one of the major industrial centers of India. This industrial town excels in basic metal, chemicals and rubber products. Kanpur has a bunch of defense factories for Field guns, ordnance equipment, small arms and ordnance parachutes. The leather industry in Kanpur is also quite famous. Kanpur previously had a huge yield of cotton and was often called the "Manchester of India." Besides being the most industrialized region of UP, Kanpur is also recognized as an important educational center. The city hosts prestigious institutions like IIT Kanpur and Harcourt Butler Technological Institute. Moreover, Kanpur is closely following Kota and has recently become a hub of coaching center. Innumerable coaching institutes have sprouted in the Kakadeo area of Kanpur. The infrastructural facilities in Kanpur are under development. The city has a domestic airport, but people need to travel to the neighboring city of Lucknow for international flights. Kanpur Central is an important and busy railway station with rail routes connecting to all major Indian cities. The local roads in Kanpur are not well appreciated although many highways pass through the city. A peripheral Outer Ring Road is under-construction to allow the heavy vehicles to bypass the city and prevent traffic congestion in the city. Kanpur is famous for its pollution. According to WHO, it is the worlds most polluted city and thus hinders the development of the city.
In 1994, HDFC Bank was established, based in Mumbai, India. As of 31st March 2018, it has a presence of 88,253 permanent employees. Outside India, it is present in Bahrain, Hong Kong, and Dubai. The largest bank in India by market capitalization and ranked 69th in 2016 BrandZ Top 100 Most Valuable Global Brands. The Union Finance Minister, Mr. Manmohan Singh inaugurated the first office of HDFC Bank. Across India, the bank had 4,715 branches and 12,260 ATMs, as of June 30, 2017. In FY 2017, 4.30 lakhs POS terminals were installed and 235.7 lakhs debit cards and 85.4 Lacs credit cards were issued. Several products and services are offered by the HDFC Bank including wholesale banking, auto loans, two wheeler loans, personal loans, treasury, retail banking, loans against property. HDFC bank also introduced various digital products such as Payzapp and Chillr. In February 2000, the HDFC Bank merged with Times Bank. It was one of the first mergers of two private banks in the new-generation private sector banks category. The HDFC Board approved the acquisition of Centurion Bank in 2008 for 95.1 billion INR which was one of the most significant mergers in India in the financial sector.