Begusarai is a town in the Indian state of Bihar. It functions as the administrative headquarters of the Begusarai district which lies on the northern bank of Ganges. It was established and made into a part of the Munger District 1870. The communists have had a strong hold on Begusarai and thus the town was once called the "Leningrad of Bihar." The city is divided into three floodplains called the Ganga Floodplain, the Burhi Gandak Floodplain and the Kareha-Bagmati Floodplain. Agriculture is the pillar of Begusarais economy. The principal cash crops of the area are oilseeds, aniseed, tobacco, jute, potato, red chilies and tomato. Fruits such as Litchi, Mango, Guava and Banana are also cultivated in the area. Recently basil leaves and pearl farming has attracted local farmers. The Barauni refinery contributes considerably to the state exchequer yearly. The city has around 2.5 lakh residents who are mostly employed in the agricultural sector.
In 1927 the Dhanlaxmi Bank Ltd. was incorporated at Thrissur, Kerala by a group of ambitious visionaries. The Dhanlaxmi Bank has earned the trust and goodwill of clients with its rich heritage over the period of 90 years. It is due to the firm belief of the bank in the need to seek innovation, deliver the best service and demonstrate responsibility that it has grown from strength to strength in every area. Either it is about the number of customers, the scale of the banks business, the breadth of product offerings, the banking experience offered by the bank or the trust that people has developed on it. The bank has more than 653 touch points across India at the service of its customers. The focus of the bank has always been on customizing its services as per the customers and personalizing relations with them. The Bank has adopted Centralised Banking Solution at all its branches to extend the banking services to its clientele anywhere/anytime through multiple delivery channels. A data center has been set up in Bangalore by the bank, to keep the system of network operational 24/7. The Bank has also operated a disaster recovery center at Thrissur for meeting various contingencies. On 10 August 2010, the bank has changed its name from Dhanalakshmi Bank to Dhanlaxmi Bank. In March 2010, the bank introduced Dhanlaxmi Bank Platinum and Gold Credit cards.