Karaikudi is situated in the Sivaganga district of Tamil Nadu. It is a greater municipality and the states 20th largest urban agglomeration. It is part of the Chettinad area and has been declared a heritage town by the State Government of Tamil Nadu. Karaikudi is known for its palatial houses that are built with limestone called Karai Veedu. Karaikudi has derived its name from the thorny plant called Karai. It has been referred to in the ancient literature as Kareekudi. The name gradually got modified and modernized into Karaikudi. It was established in the 19th century. The oldest known structure in the area is the Koppudaiya Nayagi Amman Temple. The town of Karaikudi is home to the Nagarathars and the Chettiars who form the business community, the financiers and the trade facilitators. Karaikudi is a rapidly developing urban center. UNESCO has proposed to set up a Chettinad Heritage Museum in the area, recognizing the unique architectural style of the region. Karaikudi is known for its palm leaf baskets woven by the women, known as Chettinad Kottan. Chettinadu Kandangi sarees of Karaikudi are widely popular in the region. The handicraft industry in Karaikudi is indeed a thriving business. Karaikudi is also known for its delectable cuisine. There are many prominent temples in the area that attract tourists. Kundrakudi Shanmuganathan Temple, Ariyakudi Thiruvengamudayan Temple, Pillayarpatti Karpagavinayagar temple, Thirumayam Permual Temple, Kannadasan Mandapam, Kamban Manimandapam, Chettinad Raja Palace and Thousand windows house are the visitor attractions in Karaikudi
The DCB bank provides products to individuals, businesses, and corporates across the country. In 2017, it was awarded as the best small bank. It has its presence in 19 states and 3 Union Territories across India. The DCB bank has its NRI customer base from 100 countries across the world. The NRI banking division of DCB bank provides lucrative fixed deposit interest rates across the country. The Aga Khan Fund for Economic Development is the promoter of the DCB bank with a 15% stake. The RBI issued the commercial bank license to the bank on 31st May 1995. The products and services of the DCB bank consist of loans for corporates, small and mid enterprises to loans for the individual needs such as vehicle loan, home loan, gold loan. The bank also provides loans related to Agriculture banking which includes tractor loan, dairy and farm loans, etc. The savings accounts of DCB bank provide attractive values like cash back options and personalized account numbers. As of 2018, the bank has made a presence of 323 branches. The RBI granted the scheduled bank license to DCB Bank in May 1995. The name of the DCB Bank was changed to DCB Bank Ltd with regulatory approval in January 2014.