1. Build your Credit Score
2. Reduce your Current Borrowing / EMI Costs
With Kotak Bank Net Banking, you can enjoy the convenience of various banking services at home. Some of the features of Kotak Net Banking are:
Transfer funds online between your third-party accounts.
Transfer funds to other bank accounts via NEFT, RTGS or IMPS.
Start a Fixed/Recurring Deposit account and make a premature withdrawal online.
Check your profile details and update them if required.
User ID/User Name
Debit/credit card number
Debit card/credit card PIN
Answers to security questions that you had set during registering for net banking.
Click on the 'Forgot/Blocked Password' link on the net banking login page to regenerate password.
Enter user ID (CRN) or user name.
Answer two security questions.
Select any of the following methods for additional verification:
Debit card: Verify your active debit card details by entering its 16-digit number and PIN.
Security questions: Answer the questions as you had mentioned during the registration. Visit the profile section after logging into Kotak Net Banking if you haven't registered answers for the security questions.
Credit Card: Verify with your Kotak Bank credit card number and PIN details.
After the verification via any of the chosen methods, enter a six character password of your choice, after which another password of six characters will be sent to your registered email ID and mobile number by the bank. In case you want to unlock your password, the existing password will be unlocked instantly after the verification.
Now sign into Kotak Net Banking with the combination of your six character password followed by the six character password sent from the IndusInd Bank.
You can also request for a physical PIN mailer. Select any of the following methods for additional verification:
Answer account related questions: Here, you can verify by answering the questions that are related to the details of your bank account.
Generate OTP: Verify by entering an OTP that you will receive on your preferred email ID and mobile number.