1. Build your Credit Score
2. Reduce your Current Borrowing / EMI Costs
Kotak Mahindra Bank was established in 1983. Since then, the bank has grown to be one of the most trusted and reliable banking institutions of the country. The headquarters of Kotak Mahindra Bank is in Mumbai. Kotak Mahindra Bank has an extensive network of 1,369 branches and 2,163 ATMs spread across 689 cities in India. Kotak Mahindra Bank has an impressive array of services, such as investment banking, personal banking, life insurance, and wealth management.
Customers who open savings accounts with Kotak Mahindra receive complimentary debit cards. All Kotak Mahindra debit cards are accepted internationally and offer various rewards and benefits. The types of benefits that Kotak Mahindra debit cards provide are listed below.
A higher withdrawal limit
Personal accident and death insurance cover
Usage safety
SMS alert facility
Kotak Mahindra provides the following types of debit cards to its customers.
Premium Cards
Segmented Cards
Business Cards
Basic Cards
mymoneykarma gives you a glimpse into a few of the top-grossing debit cards offered by Kotak Mahindra Bank.
Complimentary access to more than 900 VIP airport lounges in India.
24/7 customer care assistance for debit card query resolution.
Complimentary insurance plans of up to Rs 5.21 crores.
Unlimited free ATM withdrawals from any ATM in India.
High daily withdrawal limit of Rs 4 lakhs and a transaction limit of Rs 5 lakhs.
EMV chip-enabled card for added security.
Fuel surcharge waiver of 2.5% every month at any fuel station in the country.
Complimentary lost card liability insurance worth Rs 5 lakhs.
24/7 global customer service for international emergency assistance.
Complimentary access to select airport lounges in the country.
Fuel surcharge waiver of 2.5% every month at any fuel station in the country.
High daily withdrawal limit of Rs 3 lakhs and a transaction limit of Rs 4.5 lakhs per day.
Complimentary lost card liability insurance worth Rs 4 lakhs.
EMV chip-enabled card for added protection against fraudulent purchases.
High daily withdrawal limit of Rs 2 lakhs and a transaction limit of Rs 2.5 lakhs.
Complimentary lost card liability insurance worth Rs 2 lakhs.
24/7 customer care assistance for debit card query resolution.
High daily withdrawal limit of Rs 2 lakhs and a transaction limit of Rs 2.5 lakhs.
Fuel surcharge waiver of 2.5% every month at any fuel station in the country.
A maximum fuel waiver benefit of Rs 20,000.
Complimentary air accident insurance cover worth Rs 20 lakhs.
EMV chip-enabled card for added protection against fraudulent purchases.
High daily withdrawal limit of Rs 2 lakhs and a transaction limit of Rs 2 lakhs.
Fuel surcharge waiver of 2.5% every month at any fuel station in the country.
Complimentary insurance plans of up to Rs 24.5 lakhs.
Fuel surcharge waiver of 2.5% every month at any fuel station in the country.
Complimentary access to select airport lounges in the country every three months.
A magnetic stripe and EMV chip-enabled card for added protection against fraudulent purchases.
Fuel surcharge waiver of 2.5% every month at any fuel station in the country.
Complimentary lost card liability insurance worth Rs 1.75 lakhs.
24/7 customer care assistance for debit card query resolution.
Exclusive offers, discounts, and rewards on using the card on dining, entertainment, travel, shopping, etc.
Free access to select airport lounges across the world.
EMV chip-enabled card for added protection against fraudulent purchases.
A daily withdrawal limit of Rs 50,000 and a transaction limit of Rs 2 lakhs.
Complimentary lost card liability insurance worth Rs 2 lakhs.
A daily withdrawal limit of Rs 75,000 and a transaction limit of Rs 1.50 lakhs.
Complimentary lost card liability insurance worth Rs 15 lakhs.
Exclusive offers, discounts, and rewards on using the card on dining, entertainment, travel, shopping, etc.
Complimentary insurance plans of up to Rs 18.5 lakhs.
A daily withdrawal limit of Rs 1.75 lakhs and a transaction limit of Rs 1.75 lakhs.
Fuel surcharge waiver of 2.5% every month at any fuel station in the country.
A high transaction limit of Rs 1.75 lakhs per day.
EMV chip-enabled card for added protection against fraudulent purchases.
24/7 customer care assistance for debit card query resolution.
Wide acceptance at any ATM with a RuPay brand mark in the country.
Free personal accident insurance plan worth Rs 1 lakh covering accidental death and permanent disability.
A withdrawal limit of Rs 10,000 per day.
A withdrawal limit of Rs 10,000 per day.
Exclusive offers, discounts, and rewards on using the card on dining, entertainment, travel, shopping, etc.
DOs
Report the loss of a card immediately by calling the Kotak Mahindra Bank customer care number.
Retain the customer charge copy while swiping the card at a POS terminal.
Keep the PIN of the card private.
Check for additional transaction fees.
Keep an eye out for when the card validity ends.
DON’Ts
Don’t reveal the debit card PIN to anyone.
Don’t use the card with merchant outlets that opt for DCC.
Do not hand the card over to third parties.
Do not make transactions over telephone calls.
Do not refresh or close the window while a transaction is in progress.
How do I replace my lost debit card?
Customers need to immediately block the debit card that has been lost by calling the Kotak Mahindra Bank customer care number. They can then fill in a card replacement form and pay the fees at any Kotak Mahindra branch. A new debit card will then be issued to them within a few working days.
How long is my debit card valid?
The validity of a Kotak Mahindra Bank debit card is printed on the card.
Can I have two debit cards?
Kotak Mahindra Bank customers are usually assigned a single debit card per savings account.
What is the customer care number of Kotak Bank?
The toll-free customer care number of Kotak Bank is 022 6600 6022.