With a low density front page, comprehensive and easily noticeable search engine, advanced 2-step verification security system for its customers and a solid rating of 4.5 stars of the netbanking mobile application on google play, HDFC netbanking secures the top spot in Indian netbanking segment.
There are many ways in which you can register into HDFC netbanking.
Visiting the branch
Online fund transfer:
The netbanking facilities include online fund transfer through "NEFT", "RTGS" and "IMPS". The basic features these three modes of fund transfer have been discussed below.
Payment of bills and shopping online becomes a lot easier with the HDFC netbanking. The online bill payment services provided by HDFC are
Personalisation of customer ID
HDFC netbanking allows the personalisation of the customer’s user ID. Registered customers can use the choice of their username and password to login to their profiles and generate an account that suits their consumption and lifestyle.
Online shopping is seamless and uncomplicated with HDFC netbanking. The registration process for netbanking is costless and you can avail a number of coupons and discounts by creating a netbanking user ID with HDFC bank.
Managing account activities:
A comprehensive range of 200+ transactions can be done using HDFC netbanking. You can create a personalised user ID and manage your account activities up-to-the last second using the HDFC netbanking portal. You can sign up for free in mymoneykarma and view all your HDFC account transactions at one place.
Wide range of investment products:
An Indian investor has multiple options to choose from in order to grow their wealth. "Investment in stocks", "mutual funds", "recurring deposits", "fixed deposits" are some of the segments where an investor might want to invest. HDFC netbanking acts as an efficient portal for such investment decisions. A wide range of investment products like fixed deposits, recurring deposits, mutual funds etc. are made available on the portal for easy viewing and managing of the investments.
The investment products of HDFC netbanking are:
Recurring deposit Recurring deposits are considered to be a special kind of term deposit in India. People with regular incomes can deposit a particular amount every month and still would be charged the same interest rate as the fixed deposit. HDFC provides flexibility in the amount of monthly recurring deposit. The recurring deposit advice generated by HDFC bank can be downloaded and saved in pdf or excel format and it can be liquidated easily by following a few simple steps.
Fixed deposit Fixed deposits are the financial instruments which allow the customer to deposit an amount for a stipulated period of time (6 months, 1 year, and 2 years). One of the major benefits of fixed deposit over a savings account is that it accrues a greater rate of interest to the customer. HDFC netbanking can help you to avail various other facilities linked to your user ID. There’s a need to follow these few simple steps to avail its benefits.
Mutual funds investment is another investment product of HDFC netbanking. Since mutual funds are pooled by asset management companies to ultimately invest in securities, for you to have maximum returns by investing in mutual funds, it is important to rely on a strong financial asset management institution and HDFC netbanking provides a wide control over the investments that you make and it also facilitates the investments in "NFOs" and "SIPs" online.
Demat account A demat/dematerialised account records all the details of the customer’s investments in one place. The demat tab in netbanking provides an easy and convenient way to manage your demat account. Benefits of HDFC netbanking after linking demat account with the user ID are immense. Some of them are listed below
Personal loans made easy Another benefit of HDFC netbanking is the large varieties of tailor made loans for the customers. Customers can avail the benefits with minimal transaction costs, zero paperwork and quick eligibility checks.
Smart form of transactions Personalised credit and debit cards with a host of rewards, cashbacks and discounts are some of the basic features of HDFC bank. So now you can login to HDFC netbanking and upgrade your entire lifestyle!