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Online and offline steps to register for HDFC netbanking

hdfc Netbanking

With a low density front page, comprehensive and easily noticeable search engine, advanced 2-step verification security system for its customers and a solid rating of 4.5 stars of the netbanking mobile application on google play, HDFC netbanking secures the top spot in Indian netbanking segment.

There are many ways in which you can register into HDFC netbanking.

Online and offline steps to register with HDFC netbanking

Online and Offline steps to register with hdfc netbanking. You can register online, ATM, visiting the branch and phone banking
  1. Online

    1. Enter your customer ID
    2. Confirm your registered mobile number(RMN)
    3. Type in the OTP that you have received on your RMN
    4. Provide the debit card details
    5. Set your IPIN
    6. Use your IPIN and your preferred user ID to have complete access to your netbanking account
  2. ATM

    1. Visit your nearest HDFC ATM
    2. Enter your HDFC bank debit card number and ATM PIN
    3. Select �Other Option� on the main screen
    4. Select �Netbanking Registration� and click confirm
    5. Your IPIN will be sent to your mailing address
  3. Visiting the branch

    1. Download the netbanking registration form
    2. Fill out the form and submit it to the nearest branch of HDFC bank
    3. Your IPIN will be wired directly to your mailing address
  4. Phone banking

    1. Call the PhoneBanking number in your city and give your telephone identification number and customer ID or debit card and PIN
    2. The PhoneBanking agent will take the netbanking registration request
    3. Your IPIN is sent to your mailing address within 5 days

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BENEFITS OF HDFC NETBANKING

benefits of hdfc netbanking are online fund transfer, bill payments, personalization of customer id, online shopping, managing account activities, buying investment products.

Online fund transfer:

The netbanking facilities include online fund transfer through "NEFT", "RTGS" and "IMPS". The basic features these three modes of fund transfer have been discussed below.

How to transfer fund online though HDFC netbanking

Bill payments:

Payment of bills and shopping online becomes a lot easier with the HDFC netbanking. The online bill payment services provided by HDFC are

  1. BillPay
  2. DirectPay
  3. InstaPay
  4. Prepaid mobile recharge
  5. `

Personalisation of customer ID

HDFC netbanking allows the personalisation of the customer�s user ID. Registered customers can use the choice of their username and password to login to their profiles and generate an account that suits their consumption and lifestyle.

set personalised id with hdfc netbanking

Online shopping

Online shopping is seamless and uncomplicated with HDFC netbanking. The registration process for netbanking is costless and you can avail a number of coupons and discounts by creating a netbanking user ID with HDFC bank.

Managing account activities:

A comprehensive range of 200+ transactions can be done using HDFC netbanking. You can create a personalised user ID and manage your account activities up-to-the last second using the HDFC netbanking portal. You can sign up for free in mymoneykarma and view all your HDFC account transactions at one place.

Wide range of investment products:

An Indian investor has multiple options to choose from in order to grow their wealth. "Investment in stocks", "mutual funds", "recurring deposits", "fixed deposits" are some of the segments where an investor might want to invest. HDFC netbanking acts as an efficient portal for such investment decisions. A wide range of investment products like fixed deposits, recurring deposits, mutual funds etc. are made available on the portal for easy viewing and managing of the investments.

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1. Build your Credit Score

2. Reduce your Current Borrowing / EMI Costs

The investment products of HDFC netbanking are:

  1. Recurring deposit Recurring deposits are considered to be a special kind of term deposit in India. People with regular incomes can deposit a particular amount every month and still would be charged the same interest rate as the fixed deposit. HDFC provides flexibility in the amount of monthly recurring deposit. The recurring deposit advice generated by HDFC bank can be downloaded and saved in pdf or excel format and it can be liquidated easily by following a few simple steps.

  2. Fixed deposit Fixed deposits are the financial instruments which allow the customer to deposit an amount for a stipulated period of time (6 months, 1 year, and 2 years). One of the major benefits of fixed deposit over a savings account is that it accrues a greater rate of interest to the customer. HDFC netbanking can help you to avail various other facilities linked to your user ID. There�s a need to follow these few simple steps to avail its benefits.

  3. Mutual funds investment is another investment product of HDFC netbanking. Since mutual funds are pooled by asset management companies to ultimately invest in securities, for you to have maximum returns by investing in mutual funds, it is important to rely on a strong financial asset management institution and HDFC netbanking provides a wide control over the investments that you make and it also facilitates the investments in "NFOs" and "SIPs" online.

  4. Demat account A demat/dematerialised account records all the details of the customer�s investments in one place. The demat tab in netbanking provides an easy and convenient way to manage your demat account. Benefits of HDFC netbanking after linking demat account with the user ID are immense. Some of them are listed below

    1. Yearly transactions can be viewed in one go
    2. Billing and holding statements can be downloaded with ease
    3. Statement calendar can be maintained

Personal loans made easy Another benefit of HDFC netbanking is the large varieties of tailor made loans for the customers. Customers can avail the benefits with minimal transaction costs, zero paperwork and quick eligibility checks.

Smart form of transactions Personalised credit and debit cards with a host of rewards, cashbacks and discounts are some of the basic features of HDFC bank. So now you can login to HDFC netbanking and upgrade your entire lifestyle!

features of HDFC netbanking

We are here to guide you through some FAQs regarding HDFC netbanking

  1. How to create an HDFC netbanking account? You just need to follow a few simple steps to generate a personalised user ID and IPIN (password) and using those credentials you can login to your HDFC netbanking account.
  2. What is an IPIN? IPIN is the acronym for Internet Personal Identification Number. It is important to generate an IPIN in order to be able to login to your HDFC user account.
  3. How can I reset my IPIN? IPIN can be regenerated by following a few simple steps
    1. Enter your customer ID
    2. Authenticate the transaction by using the OTP generated in the registered mobile number
    3. Provide the requested details
    4. Set your IPIN
    5. Login to netbanking using your user ID and IPIN
  4. How can I apply for HDFC credit cards using netbanking? You can apply for credit cards by using netbanking by following these three simple steps:
    1. Login to netbanking using Customer ID and IPIN
    2. Click on credit card apply link
    3. Fill up the application form and submit
  5. How can I carry out online transactions when the HDFC netbanking is down? You can check if the HDFC webpage is down by visiting the server checking page on hdfcbank.com. After getting a report on the server status, you can determine the cause for slow performance of the webpage. After the cause is known to you, you can report an issue by submitting a comment using your Facebook ID. However, any mode of online transaction cannot take place when the netbanking webpage is down so it is important to fix the problem which is slowing down the webpage in order to transact online smoothly.

Get your free Credit report that cost Rs 1200 for FREE

1. Build your Credit Score

2. Reduce your Current Borrowing / EMI Costs

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