HDFC bank provides a host of credit cards for the users to choose from. Some of the popular credit cards provided by HDFC bank are HDFC moneyback card, HDFC platinum times cards, HDFC regalia card, HDFC titanium times card and HDFC titanium edge credit card so that you can choose the credit scheme that suits your lifestyle.
The growing need for credit in the Indian market has helped in popularising the HDFC credit card netbanking service, which is convenient and easy way to acquire credit. The HDFC Bank credit card account can be accessed using Netbanking. You can access your credit card account using HDFC credit card login facility.
In order to avail the benefits of HDFC credit services online, you need to first register to HDFC netbanking. A pre-existing customer can easily use their customer ID and IPIN to login to their account and register for a new credit card on the ‘credit card services’ tab.
Login to HDFC netbanking using your credentials
Click on the credit card services tab once you’ve logged into your profile
Locate ‘Register New Card’ on the left side of the webpage and click
Enter your credit card number, expiry date and credit card ATM PIN and then submit
Enjoy easy access to your credit card account
For customers who do not have a netbanking account need to register to HDFC netbanking services to avail the benefits of HDFC credit card netbanking.
For customers who already own a valid HDFC credit card but not a HDFC bank account holder, need to create their login ID and password by following the link on HDFC webpage.
Hassle-free registration process- As discussed earlier, if you own a netbanking account, it's quite simple to generate a credit services account. Once you have access to your netbanking account, you can go to the credit services section and create an credit services account
Generate credit card Green PIN to change your ATM PIN- Green PIN is the OTP generated on the customer’s registered mobile number, which can be used to change your HDFC ATM PIN. You can generate your credit card green PIN by using your HDFC netbanking account.
Generate account summary and statement at one place- The HDFC credit account can be used to generate your credit card transaction details and accounts summary. With a HDFC credit card account, you can never lose track of your spendings!
Experience a higher level of security- HDFC netbanking is known for its secure online banking experience. Your credentials and account information remain safe and secure with HDFC credit card Netbanking.
Pay your credit card bills using AutoPay- Your credit card bills can be paid without any hassle using HDFC credit card online services. Follow these steps to make online payment for your credit card bills.
Redeem your HDFC credit card reward points- For every purchase you make using your HDFC credit card, you’re eligible to earn reward points. Using HDFC netbanking you can redeem all your reward points at one go! You can redeem all your reward points online. However, you need to accumulate a minimum of 500 points to redeem your reward points in MyRewards Redemption program.
Know your loan details and apply for loans and other EMI facilities via HDFC credit card login through netbanking
You can always de-register your credit card using credit card online services.
Get your credit card statement over email. Since creating a credit card account online reduces hefty paperwork and ultimately, the operational costs for bank, its eco-friendly in nature. By creating an HDFC credit card account, you’re saving the environment too!
Raise requests using credit card netbanking facility- You can raise a number of requests by logging in to HDFC credit card netbanking account
How can I de-register for the credit card netbanking service?
Follow these steps to de register your credit card netbanking-
Click on de-register card link
Select the card number which you want to deregister
Click on confirm to discontinue netbanking services for your credit card
What can I do if my credit card if its lost/stolen?
If your credit card is lost/stolen, you can block your credit card by using the HDFC hotlisting facility under credit card netbanking page. When you block the card, the total credit becomes zero and no further transactions can be made.
What are the benefits of AutoPay?
The AutoPay facility is available for the HDFC bank account holders. It's an easy mode to pay all your credit card bills at one go. If a customer registers for autopay facility then at the end of every month, their credit card debt gets paid off from their HDFC bank account
How can I register for AutoPay?
Open your HDFC netbanking account using your credentials
Click on ‘AutoPay register’ on the left side of the margin
Select the credit card number which you want to register for AutoPay facility and your HDFC bank account from which you want your bills to be paid
If you want to pay the full amount of your credit card bill, then select the ‘total amount due’ link if you want a portion of the bill to be paid(5% of the total due) then select on the ‘minimum amount due’ link
Click on continue
Select the ‘confirm’ link
AutoPay facility is activated after 7 days
What are the various charges for the applicable for the credit card netbanking services?
HDFC provides credit card netbanking services free of cost
What could be the reasons that my netbanking password isn’t working?
A few reasons why your password may not be working are-
Since passwords are case sensitive, you might not have entered the password correctly
If you don't use netbanking facility for more than 180 days, your password becomes inactive
You might have entered incorrect password more than 5 times
How can I view my monthly card statement?
In order to view your monthly credit card statement, follow these easy steps:
Open your HDFC netbanking account
Click on the ‘credit card’ tab
Navigate to the left side margin of the screen
Click on ‘view statement’ link
Select on the credit card number and the period for which you want the statement
Click on the ‘view’ link