HDFC Bank Debit Cards

HDFC Bank, also known as Housing Development Finance Corporation, was established in 1994 and was the first private bank to be authorized by RBI. HDFC Bank debit cards are suitable for a variety of transactions, such as shopping, dining, movie ticket purchases, entertainment, etc.

Types of HDFC Debit Cards

mymoneykarma gives you the key features of different HDFC debit cards in brief.

JetPrivilege HDFC Bank World Debit Card

1. Reward points converted to JPMiles, air miles from Jet Airways, that can be traded for free tickets.

2. Complimentary life insurance cover of Rs 25 lakhs.

3. Fuel surcharge waivers at any fuel station in India.

4. EMV chip-enabled card for extra security.

5. Advanced encryption technology to secure the card against fraudulent purchases.

HDFC EasyShop Imperia Platinum Chip Debit Card

1. Fuel surcharge waivers at any fuel station in India.

2. Cashback of Re 1 on every transaction of Rs 100 at retail or online stores.

3. A high daily withdrawal limit of Rs 1 lakh.

4. A high transaction limit of Rs 2.75 lakhs per day.

5. Advanced encryption technology to secure the card against fraudulent purchases.

HDFC EasyShop Platinum Debit Card

1. Fuel surcharge waivers at any fuel station in India.

2. A high daily withdrawal limit of Rs 1 lakh.

3. A high transaction limit of Rs 2.75 lakhs per day.

4. Cashback offer on all purchases.

5. Complimentary life insurance cover of Rs 10 lakhs.

6. Advanced encryption technology to secure the card against fraudulent purchases.

HDFC EasyShop Titanium Royale Debit Card

1. Fuel surcharge waivers at any fuel station in India.

2. Complimentary access to Clipper lounges at any Indian airport.

3. Cashback of 1% at all merchant outlets and online stores.

4. A high daily withdrawal limit of Rs 75,000.

5. A high transaction limit of Rs 1.75 lakhs per day.

6. Advanced encryption technology to secure the card against fraudulent purchases.

HDFC EasyShop Gold Debit Card

1. Advanced encryption technology to secure the card against fraudulent purchases.

2. Fuel surcharge waivers at any fuel station in India.

3. Cashback offers on all purchases.

4. Complimentary life insurance cover of Rs 5 lakhs.

HDFC EasyShop Titanium Debit Card

1. A daily withdrawal limit of Rs 50,000.

2. A high transaction limit of Rs 1.75 lakhs per day.

3. Advanced encryption technology to secure the card against fraudulent purchases.

4. Fuel surcharge waivers at any fuel station in India.

HDFC EasyShop Debit Card

1. Advanced encryption technology to secure the card against fraudulent purchases.

2. Fuel surcharge waivers at select BPCL outlets.

HDFC EasyShop Business Debit Card

1. Cashback of 0.5% on all purchases from online stores and retail outlets.

2. Complimentary fire and baggage insurance.

3. Fuel surcharge waivers at any fuel station in India.

4. Advanced encryption technology to secure the card against fraudulent purchases.

HDFC EasyShop Woman’s Advantage Debit Card

1. Complimentary life insurance cover of Rs 2 lakhs.

2. A discount of 50% on bank locker fees for the first year.

3. Cashback on all purchases from online stores, select BPCL fuel stations, and retail outlets.

4. Advanced encryption technology to secure the card against fraudulent purchases.

 

HDFC EasyShop NRO Debit Card

1. Fuel surcharge waivers at select BPCL outlets.

2. Advanced encryption technology to secure the card against fraudulent purchases.

3. A daily withdrawal limit of Rs 25,000.

4. A transaction limit of Rs 1.75 lakhs per day.

RuPay Premium Debit Card

1. Cashback of 5% on all purchases from online stores and retail outlets.

2. Fuel surcharge waivers of 1% at any fuel station in India.

3. Cashless payment for utilities.

4. Complimentary life insurance cover of Rs 2 lakhs.

5. Advanced encryption technology to secure the card against fraudulent purchases.

HDFC Times Points Debit Card

1. Reward points on all transactions, including shopping and dining.

2. Exclusive discount of 10% at lifestyle, entertainment, dining, and grocery outlets.

3. Two reward points on every purchase of Rs 150.

4. Advanced encryption technology to secure the card against fraudulent purchases.

5. Complimentary international air accident insurance cover.

6. Complimentary accelerated personal accident insurance cover worth Rs 10 lakhs.

7. Complimentary checked baggage insurance cover worth Rs 2 lakhs.

8. Complimentary fire and burglary insurance cover worth Rs 2 lakhs.

HDFC Bank Rewards Debit Card

1. Up to 2000 reward points on transactions every month.

2. A discount of 20% on branded products from Apollo Health.

3. Fuel surcharge waivers at any fuel station in India.

4. Complimentary life insurance cover of Rs 5 lakhs.

5. Advanced encryption technology to secure the card against fraudulent purchases.

Benefits of HDFC Debit Cards

Here are a few benefits associated with HDFC debit cards.

1. SMS alerts to track expenses.

2. Advantage of cashless transactions.

3. A high limit of five free ATM transactions at HDFC ATMs and three free transactions at ATMs of other banks.

4. Card payments protected by Visa/MasterCard SecureCode Password.

5. EMV chip-enabled cards for an extra level of security.

6. Great discounts on traveling, shopping, dining, entertainment, etc.

7. A host of offers and cashback options on select outlets.

8. Accident insurance cover of up to Rs 10 lakhs.

Eligibility for HDFC Debit Cards

1. All Indian citizens and NRIs above the age of 18 years are eligible for HDFC debit cards.

2. The cardholder must have an account in any HDFC Bank branch.

DOs and DON’Ts of Using HDFC Bank Debit Cards

DOs

1. Report the loss of a card immediately by calling the HDFC Bank customer care number.

2. Retain the customer charge copy while swiping the card at a POS terminal.

3. Keep the PIN of the card private.

4. Check for additional transaction fees. 

5. Keep an eye out for when the card validity ends.

DON’Ts

1. Don’t reveal the debit card PIN to anyone.

2. Don’t use the card with merchant outlets that opt for DCC.

3. Do not handover the card to third parties for safety reasons.

4. Do not make transactions over telephone calls.

5. Do not refresh or close the window 

HDFC Bank Debit Card FAQs

How do I replace my lost debit card?

Customers need to immediately block the debit card that has been lost by calling the HDFC Bank customer care number. They can then fill in a card replacement form and pay the fees at any HDFC branch. A new debit card will be issued to them within 4-5 working hours.

How long is my debit card valid?

The validity of an HDFC Bank debit card is printed on the card.

Can I have two debit cards?

HDFC Bank customers are usually assigned a single debit card per savings account. However, there are provisions for add-on cards, subject to terms and conditions of the card.

What is the customer care number of HDFC Bank?

The toll-free customer care number of HDFC Bank is 1800 266 4332.