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HDFC Bank Credit Cards
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HDFC is one of the largest private-sector banks in India. It offers a wide array of credit cards for the modern millennials, suited for their regular use. They have different types of credit cards to suit different customers

The multiple benefits of being an HDFC Bank credit card holder that have been outlined below.

  1. Lifestyle benefits: HDFC credit cards provide huge discounts on shopping in partner retail outlets, restaurants, movie vouchers, and everything else that is needed to maintain a chic lifestyle in today's world.

  2. Travel benefits: The credit cards also offer exclusive and complimentary airport lounge access across major airports, waiver of fuel surcharge, and fuel discounts.

  3. Rewards and services: HDFC credit cards provide cash back on transactions, cash rewards, 24x7 concierge service, and other valuable services.

  4. Security: HDFC credit cards are secured with a chip card and are extremely safe to use for any purpose.

HDFC Credit Card Categories

HDFC Bank offers the following categories of credit cards.

  1. Travel cards

  2. Shopping and entertainment cards

  3. Lifestyle and luxury cards

  4. Cashback and rewards cards

  5. Women and professionals cards

HDFC Credit Cards

Regalia

  1. Four reward point on the expenditure of Rs. 150 redeemable on a dedicated website for hotels & flights.

  2. 15,000 bonus reward points on the expenditure of Rs.8 lakhs every year.

  3. Six complimentary international lounge access every year via Priority Pass membership.

  4. 12 complimentary domestic lounge access every year via Visa/MasterCard Lounge programme.

  5. Complimentary Club Vistara Silver membership

  6. Lowest mark-up fee of 2% on all international transactions.

Regalia First

  1. Four reward point on the expenditure of Rs. 150 redeemable on a dedicated website for hotels & flights.

  2. 7,500 bonus reward points on the expenditure of Rs. 6 lakhs every year.

  3. Eight complimentary lounge access every three months through Visa Lounge Access Program.

  4. 15% discount on dining at excellent restaurants across India.

  5. 24x7 travel concierge service.

  6. Fuel surcharge waiver up to Rs. 500 every billing cycle.

JetPrivilege HDFC Bank Diners Club

  1. Eight JP Miles on the expenditure of Rs. 150.

  2. 24 JPMiles on the expenditure of Rs. 150 on  www.jetairways.com.

  3. 30,000 Bonus JPMiles on receiving the card.

  4. Complimentary airport lounge access over 700 lounges worldwide.

  5. Complimentary golf training and access to premium golf clubs worldwide.

JetPrivilege HDFC Bank Signature

  1. Six JPMiles on the expenditure of Rs. 150.

  2. 18 JP Miles on the expenditure of Rs. 150. on  www.jetairways.com

  3. Complimentary base fare waiver ticket code.

  4. FIve complimentary lounge access every three months through Visa Lounge Access Program.

  5. 16 free domestic lounge access every year through Visa Lounge Access Program.

  6. 7500 Bonus JPMiles on receiving the card.

  7. Redemption options on Amazon, Flipkart vouchers, and free flights.

HDFC Jet Platinum Credit Card

  1. Four JPMiles on the expenditure of Rs. 150.

  2. 12 JPMiles on the expenditure of Rs. 150. on  www.jetairways.com

  3. Complementary base fare waiver ticket code.

  4. Two complimentary lounge access every three months through Visa Lounge Access Program.

  5. Fuel Surcharge Waiver.

  6. 3000 Bonus JPMiles on receiving the card.

  7. Redemption options on Amazon, Flipkart vouchers, and free flights.

HDFC Diners ClubMiles Credit Card

  1. Best in class Miles exchange program

  2. Four reward points on the expenditure of Rs. 150.

  3. 10X Reward Points on the expenditure of Rs. 150 at key brands.

  4. Six Complimentary airport lounge access over 700 lounges worldwide.

  5. 15% discounts at 3000+ premium restaurants.

HDFC Times Titanium Credit Card

  1. Two reward points on the expenditure of Rs. 150.

  2. 5X Reward Points on the expenditure of Rs. 150 on weekday dining.

  3. 25% discounts on movie tickets.

  4. 15% discount on dining.

  5. Fuel surcharge waiver.

HDFC Times Platinum Credit Card

  1. Three reward points on the expenditure of Rs. 150.

  2. 10X Reward Points on the expenditure of Rs. 150 on weekday dining.

  3. 25% discounts on movie tickets.

  4. 20% discount on dining.

  5. Fuel surcharge waiver

HDFC SnapDeal Credit Card

  1. 10X Reward Points on the expenditure of Rs. 150 at Snapdeal.com and two reward points for other retail expenditure.

  2. 5% discount on Snapdeal.com on transactions higher than Rs. 2000.

  3. Rs. 500 cash back on the expenditure of Rs. 2000  on Snapdeal.com within first 90 days of receiving the card.

  4. Fuel surcharge waiver.

HDFC Diners Black Credit Card

  1. Five reward points on the expenditure of Rs. 150.

  2. 10X reward points on the expenditure of Rs. 150 at key retail/online brands.

  3. Unlimited complimentary airport lounge access over 700 lounges worldwide

  4. Up to 6 complimentary golf  fee waiver every three months over 100 most beautiful golf courses across the world

  5. 15% discount at 3000+ premium hotels across the country & Global Dining Privileges.

HDFC Money Back Credit Card

  1. Two reward points on expenditure of Rs. 150.

  2. Four reward points on every online expenditure of Rs. 150.

  3. Fuel surcharge waiver up to Rs. 250 every billing cycle.

  4. Redeem Reward points as CashBack on your MoneyBack Credit Card (100 Reward Points = Rs 20)

  5. Zero liability on reporting of the loss of card.

HDFC Freedom Credit Card

  1. One reward point on the expenditure of Rs. 150.

  2. 5X reward points on spending on movies, dining, groceries, and railways. 10X reward points on spending on PayZapp and SmartBuy.

  3. 25X reward points on the customer's birthday.

  4. Gift voucher worth Rs 1000 on the expenditure of Rs 90,000 and above.

  5. Fuel surcharge waiver up to Rs 250.

HDFC Bharat Cashback Card

  1. Cashback of 5% on IRCTC tickets, fuel, and bill payment.

  2. Cashback of 5% on PayZapp, SmartBuy, and EasyEMI.

  3. Fuel Surcharge Waiver up to Rs 250 every billing cycle.

  4. Zero liability for a lost card after reporting the loss of card.

HDFC Solitaire Credit Card

  1. Three reward points on the expenditure of Rs. 150.

  2. 50% more reward points on dining & grocery expenditure.

  3. Reward points returned as a cash back against an outstanding amount on your credit card.

  4. Vouchers worth Rs. 1000 from Shopper Stop, Mark & Spencer, & Lifestyle

  5. Fuel surcharge waiver

HDFC Doctors Superia Credit Card

  1. Three reward points on the expenditure of Rs. 150.

  2. 50% more reward points on dining spends.

  3. Complimentary Priority Pass membership.

HDFC Teacher's Platinum Credit Card

  1. Two reward points on the expenditure of Rs. 150.

  2. 3X reward points on shopping on weekends.

  3. 500 Bonus reward points on Teacher's Day every year.

How to Redeem HDFC Credit Card Reward Points

Customers can fill in the HDFC CashBack Credit Card redemption coupon and drop it in the nearest HDFC Bank credit card drop box. The points are credited to their accounts within 10 working days of receiving the form. They can also log in to their NetBanking accounts and redeem them online.

How to Make HDFC Credit Card Bill Payment

There are two ways of paying HDFC credit card bills, online and offline. Customers can avail the following options on the online method.

  1. Visa Credit Card Pay

  2. NEFT payment

  3. Paynet - Pay Online

  4. UPI ID

  5. Google Pay

Customers can also opt for the offline method with the following options.

  1. Paying over the counter at any HDFC branch

  2. Payment cheques in electronic drop boxes

  3. Payment using HDFC Debit Card at any HDFC Bank ATM

HDFC Bank Credit Card Customer Care

Customers with credit card queries can call the toll-free HDFC Bank credit card customer care 1800 266 4332. This number is available 24/7.

Frequently Asked Questions

1: Can I apply for a HDFC credit card online?

Answer: Customers can apply for HDFC MoneyBack Credit Card online by visiting the website www.hdfcbank.com.

2: Can I use the HDFC MoneyBack card for online transactions?

Answer: Customers can use this credit card for online transactions by registering for HDFC netbanking.