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Karnataka Bank Credit Card Customer Care

Credit Card Customer Care Options for banks across India

Karnataka Bank Credit Card Customer Care

The Karnataka Bank Limited is a commercial bank based in Mangaluru, in Karnataka. Being an expanding bank, it has already won many Banking Awards. It has around 800 branches now.

karnataka Bank credit card Customer Care

The Karnataka Bank offers the Simply Save and Platinum credit cards in collaboration with SBI.

Phone helpline: For any query related to general banking as well as credit cards, you can contact customer care number 1800 425 1444. This number is toll-free from BSNL and MTNL landlines. Calls made to this number may be chargeable from other teleservice providers. You can block or hotlist your card by calling at this number during emergencies.

Email: Queries and complaints can be sent to the bank via emails to info@ktkbank.com

NRI Helpdesk: NRI Customers of Karnataka Bank and reach the Customer Service team by sending an email to bom.intdiv@ktkbank.com or mum.id@ktkbank.com. The same can be reached at:

P. B. No. 11517, 107 - 109,
1st Floor, Raheja Centre,
Free Press Journal Marg, Nariman Point,
Mumbai-400 021.
Maharashtra State.
India

Grievance Redressal

These are the ways of registering your grievance:

  1. The bank's website has a separate link for expressing grievances,  queries, or complaints pertaining to credit cards. You can fill in and submit the form online. A reference code will be given to you upon successful submission of the same.

  2. Approach the Branch Manager of the branch where you have your account and give a detailed report of your complaint, along with all required information.

  3. In case you do not get any response or you are not satisfied with the solution provided, approach the Zonal Head.

  4. In case you have not received a resolution or a response within thirteen working days or the solution provided is not up to mark, then escalate your concern to the Head Office. The contact details are mentioned below

    Chief Manager,
    Karnataka Bank Ltd.,
    Customer Service & Grievance Redressal Cell,
    Head office, Mahaveera Circle, Kankanady,
    MANGALURU - 575 002
    Karnataka State.

  5. In case your query is not attended within 30 working days, or you need further clarification, you should approach the Banking Ombudsman appointed by the Reserve Bank of India.

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Karnataka Bank credit card payment – Online mode

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. People now-a-days have understood how credit cards can be used to move credit and thus many have multiple cards from various banks to avail the benefits provided by each card issuer.

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. People now-a-days have understood how credit cards can be used to move credit and thus many have multiple cards from various banks to avail the benefits provided by each card issuer.

Credit cards have become a very useful tool for people to complete their daily transactions like paying utility bills, paying mobile bills, buying groceries etc. Gone are the days when credit cards were only used for buying airline tickets or similar large transactions. People now-a-days have understood how credit cards can be used to move credit and thus many have multiple cards from various banks to avail the benefits provided by each card issuer.

Karnataka Bank credit card Customer Care FAQ

If you are in urgent need for money, then a personal loan might be the best option. However, it is important to keep in mind that you will be paying interest a high rate on this kind of loan, therefore you should have a plan for being able to make all your payments on time. It is important to have a good credit score to apply for a personal loan. Applications with low credit scores do not have a good chance of being approved and with each rejection your credit score will further go down. You can check your credit score at mymoneykarma for free and know which are the banks you should apply to based on your credit score.

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