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Bandhan Bank Credit Card Bill Payment

Credit Card Bill Payment Options for banks across India

Bank of Baroda Credit Card Bill Payment

Bank of Baroda has customised credit cards to cater various needs of people whether it is for shopping, travel, hotel or corporate cards. There are different rewards and benefits associated with Bank of Baroda, in which some cards have great cashback schemes as per transactions while some cards offer good amount of reward points which can be redeemed later for getting good offer from bank.

Bank of Baroda provides multiple options in both modes of payment, online or offline to its customers.

  1. Online Method

  2. Offline Method

online and offline method for baroda credit card bill payment

Online Method

  1. Bank of Baroda Net Banking:

    Net banking facility can be availed by users only after registering online. To check the outstanding of credit card and paying bills, user is required to link credit card with net banking account for which ATM pin details would be used. After linking Bank of Baroda credit card with net-banking account, user would be able to check billed or unbilled transactions, due dates, reward points by simply logging in the net banking account through bank’s website, clicking on “Credit card� tab and selecting “Credit card payment option�. Bills can also be paid using Bank of Baroda saving accounts.

  2. Allahabad bank Mobile App:

    For this procedure, users need to download and install Bank of Baroda app in their phones. After installation users can logon to app by using customer id. App has been made for the convenience of mobile users having same features as that of net banking portal, so that it may be accessible from anywhere. Credit card accounts are highly secure using SSL protection of 128 bit due to which a user can do transactions safely from anywhere using their accounts through mobile app.

  3. Auto payment debit:

    If a user is having multiple cards, auto debit option on bank account is an option of payment for which certain instructions need to be set on Bank of Baroda account. This facility is used to pay minimum amount or for repaying the outstanding balance. Either the account should be handled by a single user or it could be used as joint account.

  4. Credit card payment from non-Bank of Baroda accounts:

    It is not mandatory to have an account in the same bank, whose credit card you bought. There are different ways of paying credit card bills through other bank accounts:

    • NEFT method: In this method user need to enter number of Bank of Baroda credit card as the payee account number to make payments and the IFSC code. The payments which are made during working hours on weekdays get transferred on same day whereas the payments which are made after working hours get transferred on next day

    • RTGS (Real time gross settlement )method: This method is applicable for the people who use credit card for higher transactions as they can pay the whole amount at one time, so a payment of Rs2 lakhs or more can be done at one click unlike NEFT where for higher transactions payment has to be done in batches. For carrying out this transaction net banking should be activated in other bank account too.

    • Bill desk webpage : Bill desk page can be used by non-Bank of Baroda holders also as it has been set for Bank of Baroda account holders. The user need to enter the necessary details like the card number and amount after which the user will be redirected to net banking portal for completion of transaction.

  5. InstaPay

    This is a very easy option for BOB customers to pay credit card bill, where user is not required to login in net banking portal rather just filling few necessary details is enough and providing bank name if the user doesn’t have Bank of Baroda account.

Offline Method

  1. Cash Payment:

    Credit card bills can be also be paid at the nearest bank branch of Bank of Baroda by paying processing fee

  2. Cheque Payment:

    Credit Card bill payment can also be done through cheque by dropping it at the nearest ATM, after writing the credit card number and other details on it.

  3. Transfer through ATM:

    Bank of Baroda credit card bill can also be paid at any of the nearest branch ATMs .This service can be availed 24/7.Here the amount that is required to be paid can be transferred from saving or currents account to credit card.

Bank of Baroda credit card bill payment FAQ

It can be checked on the Bank of Baroda website by selecting “View payments made� tab. Other payments can be checked under “Bill pay� on home page in alerts section.

Click “Show payments made� to view all the past payments and select the particular bill for generating receipt.

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