What is a credit report and what does it contain

What is a CIBIL report and what does it contain

All lenders need to be sure that you will repay the money that you are borrowing. To ascertain that you will pay the money back, they refer to the credit report. The first step to having a good credit score is to understand what credit report is and what components it comprises. Conceptually, the credit report reflects how you have borrowed in the past, and what your credit history has been like.

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4 habits to manage your credit well

4 habits to manage your credit well

If you do not manage your credit wisely that can lead to a poor credit score and increased the cost of credit in terms of fee and interest paid.  Both these outcomes can affect your financial position negatively in the long run. Our mission at mymoneykarma.com is to help you have great financial health and the following would help you build a healthy financial health

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