Credit Card

In this fast world were people have less time and more things to look at, it is natural that they would rely more on plastic money than carrying liquid cash. In the ideal world, we would need one or two cards to meet our needs of plastic money. However, as we are exposed to a world of sales calls, emails and SMS’s from banks trying to sell us a credit card we might end up taking more than one credit card. We at mymoneykarma want to share the unbiased perspective of positives and negatives of having multiple cards so that you can make a decision of what works best for you.
Read more →

No matter how much we earn but we all have this dream of getting a credit card with the highest credit limit. But generally we all tend to forget that higher credit limit is like a double edge sword, it has its pros and cons, let’s have a look at them and see if it’s really good to have a credit card with high credit limit:
Read more →

A credit card may appear like simply one more instrument to help you transact in a cashless manner, however it can be significantly more. Whenever utilized correctly, a credit card can help you build a decent credit record as a consumer, permitting you to get benefits of a having a good credit score. Basically, a credit card can be significantly more valuable than your debit card if you use the credit card in the correct way.
Read more →

Applying for a credit card nowadays is as straightforward as entering your data into an online form and clicking “submit.” But getting approval for a credit card requires planning that ought to begin much earlier than you apply. If you keep the following 4 points in mind you will have a higher probability of getting your credit card application approved.

Read more →

Ideally, nobody would like to revolve credit on their credit card. We would all pay off the bills every month and never need to stress over managing interest charges or swelling minimum payments on our cards.
However overspending happens, sometimes not entirely by your own mistake, but is due to some short-term adverse circumstances encountered by you.
In case you’re confronting a heap of credit card debt, doing a balance transfer may be a decent approach to make it vanish quicker. However, before you do that you got to be certain that doing the balance transfer is the best thing in your situation. The last thing that we at mymoneykarma.com want is for you to take a decision that is not optimal for you. Read below to learn more about balance transfer and to figure out if it is the right thing for you

Read more →

Today with so many banks issuing a multitude of cards identifying the best credit card for yourself is a quite a challenge.
As no single credit card is superior to all others in all kinds or no one card is the best for all individuals, it is imperative that you do your research to find the best credit card before you apply for a credit card. We at mymoneykarma.com want to empower you to compare your choices and ask yourself the right questions, based on that you can discover the card that is the best fit for your ways of managing money and credit circumstance.

Read more →

A credit card provides payment convenience and can be an extremely good financial product to have. However, this product also comes with many charges! You should know about these types of charges on credit cards

Read more →

Credit cards are one of the most convenient products provided by banks today. They are convenient and eliminate the need for us to carry cash all the time.
Read more →

Credit cards are synonymous with convenience worldwide. From avoiding the need to carry cash, which is not just inconvenient but also more risky, to providing time for making payments, credit cards are one of the handiest things provided by modern-day banks.
Read more →

Most of us have a credit card and a few of us know how to use them well. Knowing how to use your credit cards can be very beneficial for you and can prevent issues in the future.
Read more →